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Find the agents that spend the most, then fix those agents. This page is about agents. How a chat is priced: Credits.

1. Find the spend

Usage & Limits on every plan. Insights on Enterprise.

2. Lower it per agent

Skills, model, context, unused work, then BYOK.

1. Find the spend

In any chat, select the credit count next to the name. You will see Chat & Reasoning, Tool Calls, Compute, Orchestration Fee, and any other types that chat was charged for. Where to see what a chat cost · Organization Insights

2. Lower it per agent

Work the expensive agents first.

Add a skill

Most agents have no skills. Without a playbook, the agent guesses your process every chat — extra tool calls, extra retries, extra tokens.
  1. Open the agent’s Skills section.
  2. Select + Skill.
  3. After a chat that went well, tell it: “Turn this into a skill” or “Update your instructions so you always do it this way.”
It sees names and descriptions up front. It only loads the full playbook when it needs it.
If instructions are more than about 200 words and do not apply to every conversation, put them in a skill — not the system prompt. The system prompt is always loaded in full.
Agent Skills · Self-improving instructions

Check the model

Open Agent Preferences. Auto is Gumloop’s model router, not a provider model. It already aims for the cheapest tier that should still do the job, and it can move up mid-run. Pinning a cheaper model on an Auto agent is not always a win: easy messages may already be cheap, and hard ones may get worse. If you pin a model, pick the smallest one that still does the work. Choose the Right AI Model · Auto

Cut what it reads

Chat & Reasoning is usually most of the bill. Longer chats and extra tools both add tokens. Context Window is in AI Advanced Settings: Advanced in Agent Preferences, Model tab. Connectors · Context usage meter · Short vs. long context windows

Stop unused work

Leave evaluations and reflections on if they are useful. Stop a Scheduled Trigger · Evaluations · Reflections

Ask the agent

In chat, ask which tools it is retrying, which steps it could skip, and to save the fix in a skill or its instructions. On a schedule, Reflections reviews recent chats for patterns such as inefficient tool usage and proposes skill or instruction changes. Reflections

Use your own key

Optional. Bring-your-own-key (BYOK) sets Chat & Reasoning to 0 credits — you pay the provider instead. Use your own LLM key

FAQ

If the agent is on Auto, Gumloop already routes easy messages to cheaper models. Check the chat’s models list and credit breakdown to see what actually ran. Pin a specific model only when you want every run to use that model.
Open the credit count in the chat header. Long threads, many connected tools, retries, paid enrichment tools, and frontier models all raise Chat & Reasoning and Tool Calls. A new chat for a new topic is often the fastest cut.
Your own logs: Settings > Profile > Usage & Limits. All members: Settings > Organization > Usage & Limits (admin or manager). Insights dashboards: Enterprise, plus Admin, Manager, or Analytics.

Credits

How a chat is billed, and the built-in cost tips

Organization Insights

Leaderboards, Explorer, and the analytics agent

Agent Skills

Playbooks that load only when needed

Choose the Right AI Model

Recommended, Smartest, and Auto